At LIRG™, we don’t believe in off-the-shelf answers. We build custom risk transfer and advisory solutions that keep pace with change. We support brokers, MGA/MGUs, and organizations navigating increasingly complex risk environments.

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Structured for

Complexity

Built to

Simplify Risk

CORE SERVICES

Reinsurance Solutions

Independent Reinsurance
Broking, Advisory, and  
Placement Services

We act as a true partner to MGA/MGUs, captives, and insurers seeking customized access to reinsurance capacity. Our independence ensures that we represent our clients’ interests rather than those of the market. This allows us to build effective structures that support growth and long-term sustainability.

Capabilities Include:

  • Quota share, excess of loss, and aggregate treaty placement
  • Parametric reinsurance structuring
  • Captive reinsurance program design
  • Access to Lloyd's, European, and U.S. domestic reinsurance markets through our network of partners
  • Reinsurance contract review and audit support
  • Fronting negotiation and embedded capacity development

Program Development

Build, Launch, and Scale
Insurance Programs

LIRG™ is one of the few firms specializing in the complete development of Managing General Agents and Managing General Underwriters —MGAs/MGUs—, We help entrepreneurs and underwriting teams turn niche expertise into fully operational programs with scalable infrastructure, carrier partnerships, and full regulatory compliance.

Capabilities Include:

  • Program architecture and financial modeling
  • Licensing strategy and entity formation (Surplus Lines, MGA/MGU, Directors & Officers)
  • Fronting and reinsurance negotiations
  • Underwriting manual development and audit protocols
  • Claims procedures and TPA coordination
  • Fee-for-service support or success-based brokerage models

Where Others Hesitate, We Build

LIRG was founded to serve the underserved. We focus on risks that fall outside of standardized placement and support ideas that challenge conventional models. From parametric innovation to health insurance MGA/MGUs to trucking captives, we are helping build the next generation of insurance.

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