Solutions

Our solutions are built around

three core service areas:

Our solutions are built around Three Core Service Areas:

Insurance Solutions 
‍Personal and Commercial Insurance, Specialized Placement, and Parametric Programs

LIRG delivers customized insurance solutions for both personal and commercial clients across traditional and emerging risks. Whether it’s securing complex property schedules, high-risk liability exposures, or uniquely structured transportation risks, we bring technical expertise and broad market access to every placement.

‍Capabilities Include:

Trucking and Transportation Risks

Complex auto liability, cargo, and fleet operations, including last-mile logistics.

Distressed and Hard-to-Place Property

Catastrophe-exposed assets, older buildings, and locations with challenging claims history.

Personal Lines Insurance

High-net-worth homeowners, secondary residences, flood-exposed properties, and coastal risks.

Technology and Professional Risks

Customized packages for tech-enabled businesses, including E&O, cyber, and general liability.

Parametric Insurance Solutions

Fast-paying, transparent coverage that eliminates the delays and complexities of traditional claims adjustment while still maintaining the principles of indemnity. These solutions are structured around objective, predefined triggers and provide rapid payouts for a wide range of measurable risks, including natural catastrophes, weather events, supply chain disruptions, and more. Access to Lloyd’s, European, and U.S. domestic reinsurance markets through our network of partners.

Reinsurance Solutions 
‍Independent Reinsurance Broking, Advisory, and Placement Services

We act as a true partner to MGA/MGUs, captives, and insurers seeking customized access to reinsurance capacity. Our independence ensures that we represent our clients’ interests rather than those of the market. This allows us to build effective structures that support growth and long-term sustainability.  

‍Capabilities Include:

Quota share, excess of loss, and aggregate treaty placement

Parametric reinsurance structuring

Captive reinsurance program design

Access to Lloyd’s, European, and U.S. domestic reinsurance markets through our network of partners

Reinsurance contract review and audit support

Fronting negotiation and embedded capacity development

Program Development 
‍Build, Launch, and Scale Insurance Programs

LIRG™is one of the few firms specializing in the complete development of Managing General Underwriters (MGA/MGUs). We help entrepreneurs and underwriting teams turn niche expertise into fully operational programs with scalable infrastructure, carrier partnerships, and full regulatory compliance.  

‍Support Services:

Program architecture and financial modeling

Licensing strategy and entity formation (Surplus Lines, MGA/MGU, Directors & Officers)

Fronting and reinsurance negotiations

Underwriting manual development and audit protocols

Claims procedures and TPA coordination

Fee-for-service support or success-based brokerage models