LIRG.com

The Future of Insurance Isn't Coming. It's Already Here.

We blend traditional risk expertise with next- generation tools like parametric structures, captive strategies, and programmatic reinsurance to help our clients move with confidence in an increasingly complex world.

Lightspeed operates as part of Algorithmic Insurance Services, Inc., a platform designed to support innovation, capital efficiency, and strategic execution across the insurance ecosystem.

Traditional

Expertise

Next-Gen

Tools

Lightspeed Insurance & Risk Group

Insight-Led

Collaborative

Execution Focused

What We Do

Tailored Insurance & Reinsurance Solutions That Move at the Speed of Change

Insurance

Insurance solutions for specialized sectors

Responsive service for hard-to-place and emerging risks
High-net-worth personal lines and non-admitted placements
Commercial insurance for trucking, logistics, fleet, and specialized sectors

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Program Development

MGU/MGA design and innovative product architecture

MGU/MGA design and launch support

Parametric product architecture (cyber, terrorism, economic loss and more)

Compliance, product development and reinsurance placement

MGU/MGA design and launch support
Parametric product architecture (cyber, terrorism, economic loss and more)
Compliance, product development andreinsurance placement

Reinsurance & Capital Solutions

Comprehensive reinsurance and capital market solutions

Reinsurance treaty structuring (quota share, XOL, aggregate)

Captive advisory and optimization

Global capital access and reinsurance placement

Reinsurance treaty structuring (quota share, XOL, aggregate)
Captive advisory and optimization
Global capital access and reinsurance placement

Retail insurance agencies and brokerages

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Business owners in transportation, logistics, real estate, and hospitality

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

MGAs and captives looking to scale or launch new products

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Capital providers seeking structured risk solutions

Responsive service for hard-to-place and emerging risks

High-net-worth personal lines and non- admitted placements

Commercial insurance for trucking, logistics, fleet, and specialized sectors

Ready to Get Started?

Connect with our experts to explore how we can support your insurance needs.

Connect with Us

Recent Wins

Recent LIRG Client Successes

Delivering strategic insurance and risk solutions that unlock growth, meet compliance, and exceed expectations.

Live

🧪 Advanced Materials Manufacturer

• North Carolina

Full Commercial Program

Replaced an underperforming program from a national broker with higher-rated carriers, enhanced coverage terms, and more competitive pricing. Built a multi-line structure to support international operations and complex compliance requirements, creating a seamless and elevated client experience.

Live

🚛 Auto Salvage & Recycling Operation

• California

Commercial Auto

Secured critical auto coverage under a compressed timeline to satisfy DMV and operational requirements. Ensured business continuity, improved payment structures, and helped streamline future renewals for this multi-generational family business.

Live

💻 Technology Solutions Provider

• Texas

BOP + E&O

Delivered a turnkey insurance solution aligned with strict government contracting standards. Enabled the client to remain RFP-compliant and successfully compete for a federally backed technology contract.

Live

🏗️ Construction Contractor

• Midwest

General Liability

Fast-tracked policy placement and provided certificates of insurance within hours. Closed key coverage gaps and helped the contractor meet bid submission deadlines, improving both risk posture and project eligibility.

Live

🛠️ Commercial Equipment Manufacturer

• Midwest (National)

Package + Umbrella + Workers’ Compensation

Overhauled a fragmented and outdated insurance portfolio. Aligned coverage with evolving risk exposures, allowing the client to qualify for new national contracts in hospitality and public-sector procurement.

Live

🚚 Regional Trucking Fleet

• Southeast U.S.

GL, PD, NTL

Designed a tailored insurance program for a newly launched fleet, structured to meet DOT and shipper onboarding requirements. Built in underwriting flexibility to accommodate expansion and future vehicle growth.

Live

🎶 Performing Arts Non-Profit

• California

Umbrella, D&O

Structured a complete insurance program to support a high-profile summer concert series. Addressed city permit and grant funding criteria while protecting staff, venues, and leadership from organizational risk.